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Bad News Review: Primerica Scam?

by Joe Marquez

For anybody giving serious thought to Primerica’s business opportunity, I’d like to make some important points and help you determine whether or not they’re a suitable match for you. I wouldn’t be surprised if you experienced information overload the first time you heard about their business so I’ll briefly discuss what they are and analyze the important parts.

First of all, Primerica is a financial services company that assists families with money management. They offer their services through hundreds of thousands of independent representatives. Their services include term life insurance, mutual funds, variable annuities, loans, long-term care insurance and pre-paid legal services. Currently, Primerica’s customer base is in the millions. Their representatives are compensated based on a multi level marketing structure.

When you join Primerica and put yourself in a position to offer their services to people you know, your journey begins. You’re taught to first target friends, family, and acquaintances and try to get them to pick up one or more of your services. From there, you ask for referrals and simply repeat. Without referrals, you have nobody to offer your services to and your business ends. There are ways to market to the public and use marketing to grow your customer base but Primerica doesn’t teach those methods.

Like any other mlm opportunity, everything begins with your “warm market”, which includes people you know and people THEY know. Your success is very dependent on the size and quality of your warm market, since they are the ones you’re offering your services to. The problem with this is that if people in your warm market were truly concerned about their finances they would have ALREADY found professional help. In other words, they aren’t LOOKING for you services. It would be much easier to find individuals who NEED what you have to offer, but you need to learn how to find those people.

Furthermore, with the added ability to recruit others into Primerica and being able to share their profits, you want to build a large organization. Rather than bother everyone you know and convincing them to check out your business opportunity, find a way to attract business seekers to yourself. Becoming financial independent and establishing wealth will rarely come from just chasing around people you know. Not everyone’s circle of friends is filled with ambitious opportunity seekers.

Instead, you can harness the power of the internet and begin marketing your business and your services for FREE. It doesn’t take a large investment to begin, just an investment of time. There are tons of way to not only market YOUR business but ANY business online and make BIG money. I’m willing to bet you liked the idea of Primerica because of the financial potential. Not too many people are passionate about financial services, but they are about money.

If you want to learn how to market your business online, or any business for that matter, and start making money, then you need to take a look at the profit lance system. It teaches individuals the fundamentals and basics of marketing on the internet WITH or WITHOUT a product. Whether you have a product or services to offer, or not, it doesn’t matter. People have already done the work in creating their own products and many of them are willing to compensate you for selling it. The bottom line is that there’s a lot of money to be made on the internet, and as a business owner or potential business owner, you would be crazy not to consider the possibilities.

Profit lance may or may not be what you are looking for, but maybe it is. I hope this article has been of some assistance, and if not I hope it was entertaining.

I wish you the best, Joe Marquez

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Friday, September 5th, 2008 Home & Family No Comments

Marketing Free GDI with Simple GDI Income Builder Home Business

by Todd Schuyler

Thanks for coming to to the Todd Schuyler Simple GDI Prospects Downline Income Builder Blog Article. Dear GDI Members and Prospects Stop spending so much time and money to build a life-long income with GDI when you can do it in just 5-10 hours per week using this simple, inexpensive and PROVEN system! I was frustrated by lack of GDI business. The big question for me was how do I get GDI signups online? The answer is Todd Schuyler’s Simple GDI Income Building System</a

We’ve decided to take action, and help turn the table for GDI affiliates worldwide! Global Domains International affiliates have been telling us they need New marketing resources, a way to track, manage and follow-up with their GDI leads without breaking the bank. They’ve let us know that they need a full-featured contact manager that will help them schedule tasks and appointments so they can stay on the track to success, and money.

After looking around to see what else was out there, We’ve found that it’s the same old story. There are a handful of GDI promoters that are savvy with technology, and have built substantial incomes using their own systems. They know the ins and outs of this business, and have set up many tools and techniques to guarantee their online success.

But here is the flipside. This home business is about helping others just as much as it is about helping yourself. “You can have anything you want in life if you just help enough people get what they want in life”.

Although its importance is undeniable by Internet and marketing experts, the reason most people fail to earn the levels of income they desire is because they drop the ball on the third item above, the follow-up, or they fail to properly train their organizations on how it can be done without a lot of extra work, time or money.

In this GDI business, you are selling yourself as much as the opportunity you are promoting. Even while promoting what we believe to be the greatest home business opportunity since the creation of the Internet, you’re going to have a difficult time making money if you don’t give your prospects an excellent reason to be working with you instead of someone else who might offer them more help and time, or more extensive knowledge.

That’s why I created this GDI Simple system, and it’s why I’m sharing it with you. This web site offers you a way to professionally promote Global Domains International, and I’m making it available at a much lower cost than you’re expecting. In fact, I also personally guarantee that it will help you get more leads, prospects and signups.

My marketing GDI system allows you to choose from pre-created capture pages (fresh new ones), along with an autoresponder series that is designed to promote GDI using a proprietary rapport-building method. All of the prospects you generate using our system are stored in a leads database for you, which you can easily broadcast to at any time with the click of a button. You can also add contacts to our full-featured contact manager, set appointments or tasks, and be reminded of these things by email at whatever date and time you specify.

In addition, you can export your leads for use in other autoresponder systems if you desire. Here’s a sample of what you’ll get. Excellent, proven and tested ads to use. Many Professional, Eye catching and approved capture pages. You get Professionally-written autoresponder series,Email broadcasting system, Contact and task manager for setting and keeping appointments, Prospect export capability and much more.

A simple GDI business-building system that works! With this system, you plug in your name, email address and your GDI username, and everything else is ready-to-go within seconds. You can then start promoting your capture pages, banner ads, and more using whatever advertising methods you choose, even free methods. The Program Works!

Your online leads will be “conditioned” by our autoresponder series to join you in your Internet business using the proven strategies we’ve used for years to successfully recruit people into our GDI organization. We’ll keep in contact with your prospects for months, automatically. Far too many affiliates foolishly let good leads fall through the cracks just because they don’t signup right away. That won’t happen with this system.

We feel strongly about GDI and about You so we have decided to assist you in your home business success by providing you with the effective tools that work for us, and the current members who actively use our program month after month, not someone who is trying to get rich “on the side”. This system is designed for people who are already members and promoters of Global Domains International, Inc. If you are not already a member, please go to the GDI Sign Up Websitetoday.

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Friday, September 5th, 2008 Home & Family No Comments

Excellent Ideas for Comfortable Home Renovation Ideas

by Jerry Blackburn

When you have been in your house a number of years, it is not unusual to feel like things could be updated. Perhaps a new paint job is needed? Or maybe you fancy a completely new kitchen? Whatever it is, there are usually many different home improvements that can be done to improve the look and feel of your home.

One of the main advantages to updating your home is to make it more comfortable to live in. So if you are looking for ideas on how to make your home more comfortable then look no further. Here you will find out more about the advantages of home renovation for comfortable living. That will hopefully help you to gain an opinion on whether you could benefit from home renovation or not.

How to Make Your Home More Comfortable

An excellent way to make your home more comfortable is to make sure that everything is conveniently placed. If you make changes to each room to make sure that you can reach everything easily then it can save you a lot of hassle and make life more comfortable. Perhaps you could improve the lighting in a room to make it brighter or you could even knock down a wall to increase the living space in the kitchen. That way you could have the kitchen and a dining room in one.

Another popular home improvement to make life simpler would be to add more storage space. Clutter can really make a home feel cramped and less comfortable so it is definitely a good idea to sort it out. Obviously the home improvements you can make will depend entirely upon your budget and what you are prepared to do yourself.

One thing you may not have considered before is adding a patio to your garden. That can increase your living space and if you add a sliding door to separate it from the rest of the home and garden it can give you a nice place to relax, especially in the summer. You can enlarge the patio even further by adding a deck.

You don’t have to spend a fortune on home renovations either. Simply changing old appliances can make the world of difference and applying a fresh coat of paint can make the home feel brighter. If you have a really large family then perhaps you could benefit from another oven? By improving various aspects of your home you really can help to make your home more inviting.

Overall home improvements come in all different forms and you don’t always have to spend a fortune either. It really can help to make living more comfortable if you upgrade your home so if you haven’t yet considered it, now may be the time to make a number of improvements.

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Friday, September 5th, 2008 Home & Family No Comments

Make Money At Home By Changing The Way You Think

by Kelly Heldreth

We all want more success for ourselves; more money, more control over our lives and of course, a greater amount of free time so that we can have the freedom to enjoy our lives. A few people have already discovered the path to achieving this, but most people struggle simply to make ends meet.

While there isn’t any kind of physiological difference between the wealthy and the poor, there is a very large difference between the poor and the wealthy in terms of how they think. It’s true that rich and poor people do not share the same belief systems. You may not think that your belief system really has that much influence over your odds of success; however, it is everything.

Being successful isn’t dependent on your background or your upbringing - instead, it’s all about knowing how to implement the ideas which can lead to success. You need to get around the things which keep you from being successful so you can start from nothing and become a massive success.

What wealthy people know that poor people don’t is that in order to get success, you have to be totally committed to your goals and willing to do whatever it takes to get there. They know that financial independence can be achieved not just by doing; but also by thinking the right things. To put it simply, becoming successful means that you have to be committed to your own personal development.

Before you even take the first step, you have to decide where you want to go. Driving is a good analogy. Say that you are driving - obviously, you have a place you are starting from and you have a destination you want to arrive at. To get somewhere if you have never been before, you can use a map or GpS unit to get there.

It doesn’t matter where you start from because once you identify the destination, you will know what direction to go in. Essentially, it makes no difference whether you need to travel 10, 100 or 1000 miles - eventually you will get there if you keep heading in the right direction - the distance is irrelevant.

Life is about a lot more than just going through the necessary motions to keep body and soul together. You have far more potential than just working towards staying in that job you hate to pay the bills - you should also set goals for yourself and achieve them; working towards a life you look forward to getting out of bed to live each day.

Get out some paper and make a list of the things you really want out of life. The total number of goals you come up with doesn’t matter - what does matter is that these goals have personal meaning to you. The more desire you have for these goals, the more powerful your drive will be to achieve them. If you’ve ever done something only to make someone else happy, then you know how much less fulfilling it is as opposed to achieving a goal which has your own desires behind it.

When you finish your list, go back to it and identify the top three of these goals; the ones you feel the strongest desire for. Write these three on another sheet of paper and post it all over you home to make sure they stay at the forefront of your mind at all times.

Once you know your destination, then your mind can draw up a map and show you the way.

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Friday, September 5th, 2008 Home & Family No Comments

Liberty League International What to Know Before You Invest

by George L. Kenney

Liberty League International is one of many home based business opportunities that you will find while searching the ‘net. Is it everything that the top producers and members of the Executive Marketing Council say it is? Or is it perhaps an over-hyped opportunity which has more than run its course? As someone who has been involved with Liberty league for close to a year, I hope to answer some of those questions for you and perhaps save you thousands of dollars in the process.

The level one product is a personal development course entitled “Beyond Freedom”. The course consists of a workbook, journal, plastic goal cards (the size of credit cards), a couple of pens, a set of 3 cds, a dvd, a pad of “post-it”s with beyond freedom inscribed on each and a wristband which is inscribed with “your life begins NOW”. That’s it and that retails for $1,495.00 plus $30.00 shipping. What is the true value of the product as a stand alone product? I know that yo can purchase a high quality journal for about $15.95, so you be the judge.

The compensation plan is an over-hyped. The business model is based on the Australian 2 up. Simply put you’re told that all you have to do is pass up your first two ‘training sales” to your adviser and then something wonderful is going to happen. Everyone you sponsor is going to pass up their first two sales to you and those two people will pass up their first two sales, and those two will pass up their first two sales. Don’t believe it, instead Google ‘Australian 2 up” and please read the information for yourself.

Another important aspect of the compensation plan and business model is that your adviser will probably lose interest in helping you after you have passed up your two “training sales”. Why? They will no longer have a vested interest in your business, as a matter of fact, you will now be in direct competition with them. This means that any new marketing secret that they learn might not be shared.

One of the first places that your adviser will send you is to a Professional Marketer/Conference Overview call. On that call members of the Executive Marketing Council will stress to you how important it is to “properly capitalize” your business. This means that you should invest another $7,995 for a Liberty Conference (a 3 day business conference) ticket, and an additional $12,995 for a Summit Conference (5 day business conference) ticket. That’s so when one of your associates purchases a Liberty or Summit ticket you will be “qualified to receive a profit” of $5,000 or $8,000.

The process can be somewhat confusing. First you hear that you can start this home based business opportunity for only $1,495.00 and the next thing you know you learn that in order to earn like the champions you’ll have to capitalize your business with another $20,990.00. The business model is also somewhat complex because your adviser must have four people on their register after you purchase either the Liberty or Summit Conference tickets in order for you to “qualify for profit” If they are not actively marketing, which many are not, you’ll have to pass up these sales in order to qualify yourself. This means that you’ll also be passing up as much as $65,000.00 in total “profits” to your adviser. How does that sit with you?

Before making your final decision you’ll want to do some due diligence. A good place to start is online with Google. If you check out Liberty League you’ll find some pretty unhappy folks out there, more than with most programs. Also check out Australian pass up programs. Many experts are now finding the same flaws which have been discussed here.

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Friday, September 5th, 2008 Home & Family No Comments